Apply Now
Apply Now

Simplify Property Investment with DSCR Loans

Finance Your Real Estate Investments Without a Traditional Loan

View Details

What Is a DSCR Loan?

A DSCR (Debt Service Coverage Ratio) loan is designed for investment properties and focuses on the property’s income—not your personal income. It’s a smart option for investors who want to qualify based on rental cash flow instead of traditional income documentation.
  • No personal income verification required
  • Ideal for financing multiple investment properties
  • Qualify based on rental income, not tax returns
  • Potential for higher loan amounts than standard mortgages
Apply Now

How DSCR Loan Qualification Works

Unlike traditional loans, DSCR loans don’t rely on your personal income or tax returns. Instead, lenders evaluate whether the property’s rental income covers the mortgage payment. If the income equals or exceeds the monthly payment, you’re likely to qualify.

01 Get Preapproved

Understand your investment power and strengthen your position with sellers. We’ll assess your property's rental income and issue a preapproval letter valid for up to 90 days.

02 Get Your Certificate of Eligibility (COE)

Rental income drives DSCR loan eligibility. We’ll calculate your Debt Service Coverage Ratio and confirm your property meets the financing criteria.

03 Talk to Us

Begin your investment journey with a quick online application. Our team will guide you every step of the way to secure funding for your next rental property.

Contact Now

Unlock the Benefits of a DSCR Loan

If you’re investing in rental properties, a DSCR loan gives you a powerful edge. Unlike traditional loans, DSCR financing focuses on your property’s rental income—not your personal income. That means more flexibility, simpler qualification, and a loan that truly supports your investment goals. Let Dan Rick – Lending help you secure the right mortgage—tailored to your strategy, built for your success.

Apply Now