Term of Use

Terms of Use

Effective Date: August 5, 2025
Company: DanRick Lending

By accessing or using this website (“Site”), you agree to be bound by this Terms of Use Agreement (“Agreement”). If you do not agree to these terms, do not use the Site.

DanRick Lending (“DanRick Landing”) may also offer proprietary products or services via this Site that are governed by additional terms of use or agreements. Your access or use of this Site indicates your acceptance of all such terms, conditions, and notices.

1. General Information

This Site is for informational purposes only. It is not a substitute for professional legal, financial, or real estate advice. You acknowledge that DanRick is not engaged in providing legal or tax services.

We strive to keep all content current and accurate, but we do not guarantee completeness or reliability. Your personal financial situation may require individual evaluation.

2. Personal and Noncommercial Use

You may access, download, and print materials on this Site for personal, non-commercial use only. You may use the content to help you evaluate your loan options but not for resale, redistribution, or commercial exploitation.

3. Prohibited Uses

You agree not to:

  • Modify, copy, distribute, or republish content without permission.

  • Use this Site for unlawful purposes.

  • Attempt to access restricted or secure areas of the Site without authorization.

  • Use automated scripts, bots, or spiders to interact with the Site.

  • Impersonate any person or misrepresent your identity.

  • Interfere with the Site’s operation or services.

Violations may result in legal action and termination of access.

4. Proprietary Rights

All content and design elements on this Site (including layout, logos, code, and images) are owned or licensed by DanRick Lending and are protected under U.S. and international copyright, trademark, and intellectual property laws.

You may not reproduce or redistribute any part of this Site without written consent from DanRick.

5. Third-Party Links

This Site may link to third-party websites. DanRick does not endorse or control the content or privacy practices of these sites. Accessing them is at your own risk.

Never share sensitive information unless you have verified the third party’s credibility.

6. Disclaimers and Limitation of Liability

All content is provided “as is” and “as available” without warranty of any kind. DanRick makes no guarantees about the accuracy or suitability of any information on the Site.

We are not liable for any direct, indirect, or consequential damages arising from:

  • Use or inability to use the Site

  • Errors or inaccuracies in the content

  • Viruses or malware

  • Third-party links or tools

Maximum liability shall not exceed $500.

7. Modifications and Termination

DanRick may:

  • Modify or discontinue the Site at any time without notice

  • Update these Terms of Use periodically

Continued use of the Site after changes constitutes acceptance of the revised terms.

8. Geographic and Age Restrictions

  • This Site is intended for use within the United States only.

  • You must be 18 years or older to use this Site.

9. Google Services Integration

This Site may use:

  • Google Maps API

  • Google Places API

  • Google Maps Geocoding API

By using the Site, you consent to Google’s Privacy Policy and Terms of Service. Location data is cached only during your session and used to assist with nearby service information.

10. Indemnification

You agree to defend, indemnify, and hold harmless DanRick, its affiliates, and suppliers from any claims, damages, or expenses (including legal fees) arising from your use of the Site or breach of this Agreement.

11. Legal Jurisdiction

This Agreement is governed by the laws of the Commonwealth of Virginia, without regard to conflict of law principles. Any disputes must be brought within one (1) year of arising or be permanently barred.

12. Notices and Contact

All legal notices should be sent to:

DanRick Lending
Phone: (253) 345-4445
Email: info@danricklending.com

Notices posted on the Site also constitute formal legal notice.

13. Trademarks

The “DanRick” name, logos, and associated services are trademarks of DanRick landing You may not use these marks without prior written approval.

14. legal disclaimer

This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage, LLC is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

Copyright © 2020 NEXA Mortgage, LLC NMLS#1660690. AZMB#0944059.5559 S Sossaman Rd Bldg #1 Ste #101 Mesa, AZ 85212, 602-344-9333. www.NEXAMortgage.com NEXA Mortgage, LLC is an Equal Housing Lender. All rights reserved.